Dear Santa,

My oh my, it certainly has been an interesting and challenging year, with the COVID-19 pandemic impacting almost every part of our lives.

You've found what seems like the perfect home, but before you close the deal, the inspection turns up some problems you can't ignore: what are your options?

Along with lowering monthly utility bills, green home features can also cut costs for homeowners by reducing their mortgage insurance premium.

Depending on the home's degree of energy efficiency, up to a quarter of a borrower's premium can be covered by a rebate through the Canada Mortgage and Housing Corp. (CMHC) Green Home program.

It might sound like magic, but banishing snow from your driveway without lifting a finger is a trick that's within reach for Calgarians.

For many, this is the time of year for decorating the tree, hanging stockings, baking delicious goodies and, finally, climbing a ladder to the roof to complete the most frustrating (and, perhaps, dangerous) holiday task: putting up outdoor lights.

Regardless of your thoughts on how soon is too soon for setup, hanging Christmas lights remains one of the most inconvenient tasks in a homeowner's holiday checklist. However, in recent years, permanent outdoor smart lights have been surging in popularity. These lights, controlled via smartphone apps and installed by professionals, can significantly outlast standard holiday lights and provide more versatility for use in all seasons.

Seasons come and go. From week to week, let alone summer to summer, the nameplates on the back of those familiar red jerseys are in a constant state of flux. The only predictable aspect of professional sports, of course, is its utter unpredictability.

One variable, however, has been an unshakeable constant for the Calgary Stampeders dating all the way back to 1972: equipment manager George Hopkins, or Geo, as anyone who spends the slightest amount of time in or around McMahon Stadium calls him.

At the opening of training camp in June 2012, even though he was already five years into his tenure with the Calgary Stampeders, Rob Cote felt anything but secure.

"So, a very stressful time to be doing anything else but concentrating on football,'' said the Cochrane-born fullback. "Especially to be making a huge financial decision like buying a house.

In a normal year, crafting a few New Year's resolutions can be a fun way to identify opportunities for personal growth and development in the year ahead. However, 2020 has not been a normal year by any stretch.

Given the circumstances, you could certainly be forgiven for deciding that 2021 requires no loftier pledge than "I will make it through this year in one piece." But if you are still looking for some self-improvement suggestions, here are a few real estate resolutions to set you up for success next year:

As Calgarians continue to navigate the challenges of an intense economic downturn and a global pandemic – in addition to the standard curveballs life tends to throw one's way – many are re-evaluating their priorities in hopes of a brighter future.

As people tire of self-isolation and its negative health impacts, the idea of cohousing is becoming more attractive than ever. Imagine neighbourly, small-town friendliness meets convenient city living; the privacy and independence of single-family living, but with added space and social amenities available in the form of shared common areas; and a diverse mix of residents, from retirees to young families.

The COVID-19 pandemic has, among other things, made many people acutely aware of the importance of proper cleaning and sanitization within the home. However, "out of sight, out of mind," is often the mantra that informs our cleaning habits, which means many hidden or seemingly clean areas can get neglected.

With that in mind, here are 16 spots within the home that should not escape notice the next time you're sprucing things up: