For homeowners, insurance is an inescapable expense that can quickly add up when stacked on top of other financial obligations like a mortgage, property taxes and utilities. That's why it's important to make sure you're getting the best deal possible – even a few small discounts applied to your premiums can turn into huge savings over time.

A devastating hailstorm ripped through parts of Calgary on Saturday, shredding siding, breaking windows, pummeling vehicles and flooding streets.