For homeowners, insurance is an inescapable expense that can quickly add up when stacked on top of other financial obligations like a mortgage, property taxes and utilities. That's why it's important to make sure you're getting the best deal possible – even a few small discounts applied to your premiums can turn into huge savings over time.

In a normal year, crafting a few New Year's resolutions can be a fun way to identify opportunities for personal growth and development in the year ahead. However, 2020 has not been a normal year by any stretch.

Given the circumstances, you could certainly be forgiven for deciding that 2021 requires no loftier pledge than "I will make it through this year in one piece." But if you are still looking for some self-improvement suggestions, here are a few real estate resolutions to set you up for success next year:

Owners of historic homes across Calgary could soon be eligible for additional grant money and a significant tax break if city council approves a new plan to boost financial incentives for heritage conservation.

The Bank of Canada maintained its overnight rate target at 0.25 per cent and announced it would be scaling back some of its interventions in the market now that economic conditions are beginning to improve.

Hiring a REALTOR^® when purchasing a resale home seems like a no brainer, but many new-build homebuyers don't take advantage of this valuable resource.

Solar panels, smart-home technology, quartz countertops, luxury vinyl flooring, lots of storage, and secondary suites above the garage or in the basement are all valuable upgrades that provide a lot of bang for your buck when building a new home.